Single-request payouts

You can send a payout to a bank card within a single request, without any intermediate steps. In this case, you need to comply with all the PCI DSS requirements.

To enable singe-request payouts, contact your account manager. Once this option is enabled, all your payouts will be processed this way. To disable it, contact your account manager again.

Step 1. Create a session along with a payout

Send a session/init/payout request, specifying the parameters for payouts with open data.

Request example

cURL

curl -X POST \
  https://demo.bank131.ru/api/v1/session/init/payout \
  -H 'Content-Type: application/json' \
  -H 'X-PARTNER-PROJECT: your_project_name' \
  -H 'X-PARTNER-SIGN: signature' \
  -d '{
    "payment_method": {
      "type": "card",
      "card": {
        "type": "bank_card",
        "bank_card": {
          "number": "4242424242424242"
        }
      }
    },
    "participant_details": {
      "recipient": {
        "full_name": "Ivanov Ivan"
      }
    },
    "amount_details": {
      "amount": 10000,
      "currency": "rub"
    },
    "metadata": "good"
  }'

PHP

use Bank131\SDK\API\Request\Builder\RequestBuilderFactory;
use Bank131\SDK\Client;
use Bank131\SDK\Config;
use Bank131\SDK\DTO\Card\BankCard;
use Bank131\SDK\DTO\Participant;

$config = new Config(
    'https://demo.bank131.ru',
    'your_project_name',
    file_get_contents('/path/to/your/private_key.pem')
);

$client = new Client($config);

$participant = new Participant();
$participant->setFullName('Ivanov Ivan');

$request = RequestBuilderFactory::create()
    ->initPayoutSession('3230')
    ->setCard(new BankCard('4242424242424242'))
    ->setRecipient($participant)
    ->setAmount(1000, 'rub')
    ->setMetadata('good')
    ->build();

$response = $client->session()->initPayout($request);

Step 2. Wait for a webhook with the payout results

Bank 131 will send you a payment_finished webhook. The result of the payout can be found in the status field of the payments/payout_list object.

If the status is succeeded, then the payout was successful. If the status is failed, then an error occurred during the payout.

How to fix an error >

More about the payout statuses >

Webhook example

cURL

curl -X POST \
  https://partner.ru \
  -H 'Content-Type: application/json' \
  -H 'X-PARTNER-SIGN: signature' \
  -d '{
    "type": "payment_finished",
    "session": {
      "id": "ps_3230",
      "status": "accepted",
      "created_at": "2018-05-27T02:03:00.000000Z",
      "updated_at": "2018-05-27T02:03:00.000000Z",
      "payments": [{
        "id": "po_2018",
        "status": "succeeded",
        "created_at": "2018-05-27T02:03:00.000000Z",
        "customer": {
          "reference": "user123",
          "contacts": [{
            "email": "user@gmail.com"
          }]
        },
        "payment_method": {
          "type": "card",
          "card": {
            "last4": "4242",
            "brand": "visa"
          }
        },
        "amount_details": {
          "amount": 10000,
          "currency": "rub"
        },
        "metadata": "good"
      }]
    }
  }'

PHP

use Bank131\SDK\Client;
use Bank131\SDK\Config;
use Bank131\SDK\Services\WebHook\Hook\WebHookTypeEnum;

$config = new Config(
    'https://demo.bank131.ru',
    'your_project_name',
    file_get_contents('/path/to/your/private_key.pem'),
    file_get_contents('/path/to/bank131/public_key.pem')
);

$client = new Client($config);

$hook = $client->handleWebHook('sign from headers', 'request body');

if ($hook->getType() === WebHookTypeEnum::PAYMENT_FINISHED) {
    $session = $hook->getSession();
    //do your logic here
}