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Where to begin

Do testing (without real data)​

  1. Submit an API integration request on Bank 131's website. A Bank 131 manager will contact you, help you gain access, and answer your questions.
  2. Issue a secret key and a public key. These keys are intended for test requests only. Performing operations with real data will require different keys.
  3. Share your public key with Bank 131 and get the Bank's public key.
  4. If you want to get webhooks from the Bank, provide your personal manager with a URL at which you would like to receive them.

Upon completing these steps, you will receive a test project identifier—a unique code assigned by the Bank to your business for API authentication. This identifier is required for all requests. For example, it allows the Bank to determine the origin of a payment.

Go live​

Important!

Ensure compliance with the PCI DSS (Payment Card Industry Data Security Standard). This standard should be followed by all organizations that store, process, and transmit payment card details, as well as organizations that do not store, transmit, and process payment card details but can affect their security. Retail and service outlets that accept payment by bank cards also belong to such organizations.

Before starting to work with live data, ensure that all operations in the test mode are completed without errors.

  1. Complete your legal entity KYC procedure with Bank 131 and sign an agreement.
  2. Open and top up the required accounts:
    • a collateral account – for payouts, except for the Faster Payments System (FPS)
    • a settlement account – for payouts via the Faster Payments System (FPS)
    • an escrow account – for payouts with funds belonging to other individuals or organizations made on your behalf
  3. Issue a secret key and a public key for operations with real data.
  4. Share your public key with Bank 131 and get the Bank's public key.
  5. Join the Electronic Document Workflow (see the rules). Specify your public key in the Certificate of recognition of the electronic signature verification key.
note

For webhooks, you can use the same URL address you used for testing or you can provide your personal manager with another one.

After everything is set up for you, you will get a project identifier for performing live transactions.





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