API features

Bank 131 enables participants of online platforms to easily and securely accept payments, send payouts, and pay VAT (the so-called Google tax).

Platform examples

• Online foreign language courses
• Online stores and marketplaces
• Accommodation rental services
• Donation and charity platforms
• Food delivery services
• Taxi and transportation service platforms
• Courier settlement systems

Bank 131 cooperates with sole proprietors and legal entities—both Russian and foreign, including small businesses and financial organizations.

Payouts

The table below shows who and which way can receive payouts.

Residents of the Russian Federation

Recipient	Bank account	Bank card	YooMoney wallet	FPS
Individuals	+	+	+	+
Sole proprietors	+	+	-	+
Self-employed persons	+	+	+	+
Legal entities	+ (from an escrow/settlement account only)	+ (no guarantee)	-	-

Non-residents of the Russian Federation

Recipient	Bank account	Bank card	YooMoney wallet	FPS
Individuals	+	+	+	+
Sole proprietors	+	+	-	+
Self-employed persons	+	+	+	+
Legal entities	+	+ (no guarantee)	-	-

Learn more about payouts

Payment processing

With our API you can do the following:

• accepts payments from individuals paying from their bank cards
• process delayed capture payments
• accept recurring payments

Learn more about accepting payments

Split payments

Our API allows you to process split payments. This is convenient for platforms where one part of the money that a customer pays goes to the seller or supplier, and the other goes to the platform as a commission. For example:

• Marketplaces: the seller receives payment for the goods, and the platform receives its commission.
• Online stores with delivery: the buyer pays for the goods and delivery in a single amount, which is then automatically distributed between the store and the transport company.

Learn more about split payments

VAT payment

Foreign companies providing electronic services to users in Russia can pay the VAT (the Google tax).

Learn more about VAT payments