Skip to main content

API features

API capabilities​

Bank 131 enables participants of online platforms—sellers, buyers, teachers, students—to easily and securely accept payments, send payouts, and pay VAT (the so-called "Google tax").

Platform examples​

  • Online foreign language courses
  • Online stores and marketplaces
  • Accommodation rental services
  • Donation and charity platforms
  • Food delivery services
  • Taxi and transportation service platforms
  • Courier settlement systems

Bank 131 cooperates with individual entrepreneurs and legal entities—both Russian and foreign, including small businesses and financial organizations.

You can send payouts to individuals and legal entities to Russian bank cards, Russian bank accounts, and YooMoney (Yandex.Money) e-wallets. Both residents and non-residents of the Russian Federation can perform these payouts.

Learn more about payouts

Payouts to the self-employed​

You can send payouts to self-employed individuals, for example, teachers conducting classes on an online platform.

Bank 131 is an official partner of the Federal Tax Service, so all payouts to the self-employed comply with the law.

Payout methods:

  • Without fiscalization: transfer of funds to a card or account without withholding and remitting taxes.
  • With fiscalization: transfer of funds with automatic tax withholding and remittance of the professional income tax to the tax authority.

Learn more about payouts to the self-employed

Acquiring​

Individuals can pay for goods and services on your website or app using a bank card.

Learn more about accepting payments

Split payments​

Our API allows you to process split payments. This is convenient for platforms where one part of the money that a customer pays goes to the seller or supplier, and the other goes to the platform as a commission. For example:

  • Marketplaces: the seller receives payment for the goods, and the platform receives its commission.
  • Online stores with delivery: the buyer pays for the goods and delivery in a single amount, which is then automatically distributed between the store and the transport company.

Learn more about split payments

VAT payment​

Foreign companies providing electronic services to users in Russia can pay VAT (“Google tax”).

Learn more about VAT payments





Ask AI