Collateral account API

From a collateral account, you can make payouts to cards and accounts at Russian banks, as well as to YooMoney wallets. You deposit funds to your account in advance, and Bank 131 debits the funds and transfers them to the recipients.

Bank 131 only processes payouts if there are sufficient funds in the collateral account to cover both the transfer amount and the fee. Therefore, you should regularly check the account balance.

If you plan to make payouts via the Faster Payments System (FPS), you will need to open a settlement account or an escrow account.

Features

• Payouts:
  • to bank cards (by card number, with our widget or by token) and to Russian bank accounts (by account number, with our widget or by token)
  • to YooMoney wallets
  • to the FTS
• Balance info. Check your collateral account balance using the wallet/balance method.

Accounts for payouts

Accounts allowed for payouts from collateral accounts

You can only send payouts to the accounts that begin with these digits:

• 40817810
• 42301810
• 42302810
• 42303810
• 42304810
• 42305810
• 42306810
• 42307810
• 40802810
• 40820810
• 40702810 (for legal entities)