Documentation

Documentation

  • Bank 131 API
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›How Payouts Work

131 Documentation

  • API features
  • Where to begin

Introduction to API

  • Interaction
  • API libraries
  • Testing
  • Version history

How Payouts Work

  • Features
  • How it all works
  • Main payout scenario
  • Payout refunds
  • The Self-employed

    • Payouts to the self-employed
    • Linking the self-employed
    • Fiscalization

    Payout Methods

    • To a Russian bank card
    • To a foreign bank card
    • To a Russian bank account
    • To a QIWI Wallet
    • To a YooMoney (Yandex.Money)
    • To the Russian Federal Tax Agency
    • Via FPS by a phone number

    Payout Scenarios

    • Payout to a card via widget
    • Single-request payout
    • Payout to a card with PCI DSS
    • Payout to a self-employed person with fiscal receipt

How Payments Work

  • Features
  • Payment process
  • Payments via bank card
  • Payments with later capture
  • Refunds
  • Recurring payments
  • Integration with Google Pay™
  • Payments via Telegram
  • Payments via FPS by QR code
  • Split Payments

    • Features and options
    • Split payments out of the box
    • Split payments using API

    Payment Scenarios

    • Paying via payment form
    • Paying with PCI DSS
    • Single-request payment
    • Google Pay™

Widgets

  • Widget to get card details
  • Payment form widget
  • Widget for linking a self-employed person to the Bank

Passport Verification

  • Features
  • Interaction
  • Methods

    • Verification request
    • Verification status
  • Response and errors

Reports

  • Payouts report
  • Payments report
  • Monthly report

API Reference

  • Objects
  • Methods
  • Webhooks
  • Error codes

How it all works

In a nutshell:

  • you send a guarantee payment to Bank 131;
  • the Bank then executes your payout orders. The total of your payouts cannot exceed the guarantee payment you have deposited.

To perform payouts through the Faster Payment System, you need to open a current account in Bank 131.

Guarantee payment balance

You need to regularly check the balance of your guarantee payment balance using the wallet/balance method and top it up in advance via bank wire to the account specified in your agreement with the Bank. The wire takes 1 to 3 working days.

If the total of the payouts you have ordered to be performed using this API exceeds your guarantee payment, Bank 131 will not be able to perform the payouts.

Current account

You may perform mass pauouts via API through the Faster Payment System with the funds on your current account. The funds is instantly credited to your current account and debited to the recipient's account. You may top up your current account with a bank transfer.

You may monitor the current account balance in your remote banking service account, the sstatement will show the payouts through FPS, as well as all other current account transactions.

Nominal account

You may realize payouts from payers to beneficiaries using a nominal account. Before crediting funds to the nominal account, provide the Bank with the information about beneficiaries who own the funds.

The funds are instantly debited from your account and debited to the beneficiary's bank card.

You may monitor the nominal account balance in your remote banking system account. The statement will show all transactions for the account, including payouts. Additionaly the Bank will send you the daily payouts repor.

Financial documents

The Banks sends you daily and monthly reports about your payouts.

  • More about monthly and daily reports.
← FeaturesMain payout scenario →
  • Guarantee payment balance
  • Current account
  • Nominal account
  • Financial documents
Documentation
Documentation
PayoutsPaymentsAPI Reference
Step by step
Payout to a card via widgetPayout to a card with PCI DSSPayout to the self-employed Paying via payment form
Get in touch
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