# Bank 131 API

> Bank 131 API provides everything you need for payments, payouts, and settlement between people and companies online. Base URL: `https://demo.bank131.ru` (demo) / `https://proxy.bank131.ru` (live). Sign every request body with RSA-SHA256 and send Base64 signature in `X-PARTNER-SIGN` header. Include `X-PARTNER-PROJECT` in every request.

## Getting Started

- [Bank 131 API](https://developer.131.ru/en/): API for Internet platforms offering various online services
- [API features](https://developer.131.ru/en/intro): API for Internet platforms providing various online services
- [Where to begin](https://developer.131.ru/en/before): How to test and perform real operations
- [API request format](https://developer.131.ru/en/reference/format): All about working with Bank 131 API
- [API testing](https://developer.131.ru/en/reference/testing): Data for test operations
- [Standard payout and payment scenarios](https://developer.131.ru/en/reference/typical): Standard payout and payment scenarios
- [Configuring trust for certificates of the Russian Ministry of Digital Development for working with Bank 131 services](https://developer.131.ru/en/reference/certificates): Installation of Russian Ministry of Digital Development certificates

## Payouts

- [Collateral account API](https://developer.131.ru/en/payouts/collateral-intro): Details on operations with a collateral account in Bank 131
- [Monthly reports](https://developer.131.ru/en/payouts/finance-act): Via email, EDM, or on paper
- [Single-request payouts by account number](https://developer.131.ru/en/payouts/payout-account-simple): Save time on creating and performing payouts
- [Speedy payouts to accounts via BESP](https://developer.131.ru/en/payouts/payout-account-sistema-besp): Speedy payouts to accounts via BESP
- [Payouts to cards in a foreign currency](https://developer.131.ru/en/payouts/payout-currency): Payouts in a foreign currency
- [Payouts via FPS to a phone number](https://developer.131.ru/en/payouts/payout-fps-phone): Payouts to individuals' accounts via FPS
- [About payouts](https://developer.131.ru/en/payouts/payouts-intro): API for convenient and secure payouts
- [Single-request payouts by card number](https://developer.131.ru/en/payouts/payout-pcidss-simple): Save time on creating and performing payouts
- [Payouts by card number](https://developer.131.ru/en/payouts/payout-pcidss): Payouts by card number
- [Refunds of payouts made to accounts](https://developer.131.ru/en/payouts/payout-refunds): Checking the payouts status
- [Parameters for payouts to Russian bank accounts](https://developer.131.ru/en/payouts/russian-account-parameters): Payouts to the self-employed, sole entrepreneurs, legal entities, and individuals
- [Payouts by bank account number](https://developer.131.ru/en/payouts/russian-account): Payouts by bank account number
- [Payout parameters for Russian bank cards](https://developer.131.ru/en/payouts/russian-card): Payouts by Visa, MasterCard, and Mir
- [Main payout scenario](https://developer.131.ru/en/payouts/payout-scenarios): Payouts via API with and without a token
- [Payouts to the Russian Federal Tax Service](https://developer.131.ru/en/payouts/payout-taxes): Payouts to the Russian Federal Tax Service
- [Payouts to accounts using our widget or by token](https://developer.131.ru/en/payouts/payout-tokenized-account): Payouts without account details on your side
- [Payouts to cards using our widget or by token](https://developer.131.ru/en/payouts/payout-tokenized-card): Payouts to a card with a token
- [Payouts to YooMoney wallets](https://developer.131.ru/en/payouts/yoomoney): Payouts to YooMoney wallets
- [Widget for connecting a self-employed person to the Bank](https://developer.131.ru/en/payouts/selfemployed-widget): Connecting a self-employed person to Bank 131
- [Widget for getting tokenized bank account details](https://developer.131.ru/en/payouts/tokenize-account-widget): Widget for getting tokenized bank account details
- [Widget for getting tokenized bank card details](https://developer.131.ru/en/payouts/tokenize-widget): Secure transactions with bank cards with the widget

## Payments

- [Monthly report](https://developer.131.ru/en/payments/finance-act): Monthly payout report
- [AFT payments](https://developer.131.ru/en/payments/payment-aft): Replenishment of an account or wallet from a bank card
- [Payments via FPS](https://developer.131.ru/en/payments/payment-fps-qr): Payments via FPS
- [Delayed capture payments](https://developer.131.ru/en/payments/payment-hold): Delayed payment deductions
- [About payments](https://developer.131.ru/en/payments/payment-intro): API for accepting payments by bank cards, via SBP and SberPay
- [Single-request payments](https://developer.131.ru/en/payments/payment-pcidss-simple): Payments with no interim steps
- [Payments by bank cards](https://developer.131.ru/en/payments/payment-pcidss): Payments by bank cards for services collecting and storing bank card details on their side
- [CIT recurring payments](https://developer.131.ru/en/payments/payment-recurring-cit): Payments by token with 3D Secure verification of the payer
- [Recurring payments via FPS](https://developer.131.ru/en/payments/payment-recurring-fps): Linking the payer's account and recurring token for future payments
- [MIT recurring payments](https://developer.131.ru/en/payments/payment-recurring): MIT recurring payments
- [Refunds](https://developer.131.ru/en/payments/payment-refund): Total, partial refunds, and refunds from reimbursements
- [SberPay with a QR code](https://developer.131.ru/en/payments/payment-sber-pay-qr): Payments via SberPay with QR codes
- [SberPay](https://developer.131.ru/en/payments/payment-sber-pay): Payments via SberPay
- [Payment process](https://developer.131.ru/en/payments/payment-scenarios): Payments with holding, open data, and through the payment form
- [Payments via T-Pay](https://developer.131.ru/en/payments/payment-tpay): Payments via T-Pay
- [Payments using our payment form](https://developer.131.ru/en/payments/payment-with-form): Payments for those who do not store card details on their side
- [Payments with YooMoney wallets](https://developer.131.ru/en/payments/p-yoomoney): Payments with YooMoney wallets
- [Payment form widget](https://developer.131.ru/en/payments/payment-widget): Conducting payments with the widget
- [Widget for getting tokenized bank card details](https://developer.131.ru/en/payments/tokenize-widget): Secure transactions with bank cards with the widget

## Money Transfers

- [Money transfers without opening an account](https://developer.131.ru/en/transfers/transfer-start): Transfers from Russia abroad without opening an account
- [Transfers without the card tokenization widget](https://developer.131.ru/en/transfers/transfer-without-widget): Transfers from Russia abroad without card tokenization

## Escrow Account

- [Escrow account API](https://developer.131.ru/en/escrow-account/escrow-intro): Escrow account for operations with beneficiaries' funds
- [Payouts from an escrow account by account number](https://developer.131.ru/en/escrow-account/escrow-payout-accounts): Sending payments to legal entities, individuals and self-employed individuals to accounts in Russian banks
- [Payouts from an escrow account by card number](https://developer.131.ru/en/escrow-account/escrow-payout-cards): Payouts to bank cards of the self-employed, sole proprietors, and individuals
- [Parameters for payouts to Russian bank accounts](https://developer.131.ru/en/escrow-account/russian-account-parameters): Payouts to the self-employed, sole entrepreneurs, legal entities, and individuals
- [Parameters for payouts to Russian bank cards](https://developer.131.ru/en/escrow-account/russian-card): Payouts to Visa, MasterCard, and Mir
- [Payouts to accounts with our widget or by token](https://developer.131.ru/en/escrow-account/escrow-payout-tokenized-accounts): Payouts in rubles to bank accounts of the self-employed, sole proprietors, and individuals
- [Payouts to cards with our widget or by token](https://developer.131.ru/en/escrow-account/escrow-payout-tokenized-card): Payouts to bank cards of the self-employed, sole proprietors, and individuals
- [Verification of beneficiaries before payouts](https://developer.131.ru/en/escrow-account/verification-intro): Beneficiary verification

## Settlement Account

- [Settlement account API](https://developer.131.ru/en/settlement-account/settlement-intro): All about working with a settlement account at Bank 131
- [Payouts from a settlement account by account number](https://developer.131.ru/en/settlement-account/settlement-payout-accounts): Payouts from a settlement account to bank accounts
- [Payouts from a settlement account by card number](https://developer.131.ru/en/settlement-account/settlement-payout-cards): Payouts from a settlement account to bank cards
- [Parameters for payouts to Russian bank accounts](https://developer.131.ru/en/settlement-account/russian-account-parameters): Payouts to the self-employed, sole entrepreneurs, legal entities, and individuals
- [Parameters for payouts to Russian bank cards](https://developer.131.ru/en/settlement-account/russian-card): Payouts to Visa, MasterCard, and Mir
- [Payouts from a settlement account with our widget or by token](https://developer.131.ru/en/settlement-account/settlement-payout-tokenized-accounts): Payouts in rubles to bank accounts of the self-employed, sole proprietors, and individuals
- [Payouts from a settlement account with our widget or by token](https://developer.131.ru/en/settlement-account/settlement-payout-tokenized-card): Payouts to bank cards of the self-employed, sole proprietors, and individuals

## Self-Employed

- [Connecting the self-employed to Bank 131](https://developer.131.ru/en/selfemployed/selfemployed-binding): Connecting self-employed people to Bank 131 for payments with fiscalization
- [Registering payouts with the Federal Tax Service](https://developer.131.ru/en/selfemployed/selfemployed-fiscalization): Registering payouts to a self-employed person with the tax authority and receipt issuance
- [API features](https://developer.131.ru/en/selfemployed/intro): General information about payouts to self-employed individuals
- [Notifications from the Federal Tax Service](https://developer.131.ru/en/selfemployed/selfemployed-notification): Information about alerts from the Federal Tax Service via website or mobile app
- [Payouts to a self-employed person with a fiscal receipt](https://developer.131.ru/en/selfemployed/selfemployed-payout): Sending payouts to a self-employed person with fiscalization
- [Verifying data of a self-employed person](https://developer.131.ru/en/selfemployed/selfemployed-verification): Method for verifying self-employed person data

## API Reference

- [Error codes](https://developer.131.ru/en/reference/errors): Errors for all products of Bank 131
- [Methods](https://developer.131.ru/en/reference/methods): Commands, addresses, and parameters
- [Objects](https://developer.131.ru/en/reference/objects): List of objects
- [API libraries](https://developer.131.ru/en/reference/sdk): Libraries for integration with the Bank 131 API
- [Webhooks](https://developer.131.ru/en/reference/webhooks): Notifications of events on the side of Bank 131

## Dashboard

- [Dashboard](https://developer.131.ru/en/dashboard/dashboard-intro): Merchant's dashboard functionality and advantages

## Widget

- [FPS widget](https://developer.131.ru/en/widget/widget-fps): Widget for payments via FPS

## Finance

- [Daily payment report](https://developer.131.ru/en/finance/payment-daily-report): All successful operations for a day in CSV format
- [Payout reports](https://developer.131.ru/en/finance/payouts-daily-report): All successful operations for a day in CSV format

## Statements

- [Account balance](https://developer.131.ru/en/statements/statements-balance): Sending a request to get balance for settlement or escrow account
- [Account statements](https://developer.131.ru/en/statements/statements-escrow): Sending a request to get bank statements for settlement or escrow account